Special Features and Benefits :

1. Policy limits available up to $150,000.
2. Coverage offered for up to 365 days up to age 85; 180 days for age 86 and over.
3. Extra $50,000 of coverage for accidents with the $100,000 option.
4. No maximum age
5. $10,000 Accidental Death & Dismemberment
6. Significant savings with family rates
7. Your choice of deductibles, and a new “disappearing deductible” option.
8. 24/7 access to toll-free emergency assistance

Deductibles

Up to age 85:

• Standard deductible: $50
• $0 deductible: add 5%
• $250 deductible: 10% discount
• $1,000 deductible: 20% discount
• $5,000 deductible: 35% discount
• $10,000 deductible: 40% discount

For age 86 and over: a standard $500 deductible applies.

Choices:

• $1,000 and disappearing deductible, 20% discount

Disappearing Deductible Option*:

• $25,000 APL: 30% discount
• $50,000 APL: 25% discount

*The disappearing deductible option is available to any applicant, of any age, who purchases an Aggregate Policy Limit (“APL”) of $25,000 or $50,000. All other deductibles are waived (including the $500 for age 86+) and replaced with a $2,500 deductible that applies to each sickness-related claim when eligible expenses are $2,500 or less. When eligible expenses for a sickness-related claim exceed $2,500, the deductible amount is waived (“disappears”) and eligible expenses will be reimbursed from the first dollar, ie. $0 deductible become applicable. For injury-related claims, the deductible is waived.