Fire is a powerful and potentially devastating force. While no one expects a house fire to happen, taking practical precautions can help reduce risk and protect your home and family. For homeowners across Ontario, fire prevention is an important part of responsible home ownership and overall risk management.
Below are several fire prevention and protection practices to consider.
Install and Maintain Smoke Alarms
Smoke alarms are an essential early warning system. In Ontario, working smoke alarms are required on every storey of a home and outside sleeping areas. It is recommended to install alarms inside bedrooms as well.
Test smoke alarms monthly and replace batteries at least once a year, or as recommended by the manufacturer. Even hard wired units typically include backup batteries that require periodic replacement. If your alarms are older, check the manufacturing date. Many units are designed to be replaced every 10 years.
Create and Practice a Fire Escape Plan
Every household should have a fire escape plan. Identify at least two ways out of each room where possible and choose a safe meeting place outside the home. Review the plan with everyone in the household and practice it periodically.
Make sure family members know how to call 911 in an emergency. If smoke is present, remember that staying low to the ground may make it easier to breathe and see while exiting.
Keep Fire Extinguishers Accessible
Having at least one ABC rated fire extinguisher in the home is a practical precaution. Consider placing extinguishers in key areas such as the kitchen, garage, basement, and near fireplaces.
Ensure that household members understand how to use them. The PASS method is a helpful guide:
Pull the pin
Aim at the base of the fire
Squeeze the handle
Sweep from side to side
Fire extinguishers are intended for small, contained fires. If a fire is spreading or you feel unsafe, leave immediately and call emergency services.
Maintain Heating Equipment
Heating systems, fireplaces, chimneys, and space heaters should be inspected and maintained regularly. Annual inspections by a qualified professional can help ensure equipment is operating safely and efficiently.
Keep portable heaters well clear of curtains, furniture, and other combustible materials. Avoid leaving space heaters running unattended.
Practice Safe Cooking Habits
Cooking equipment is one of the leading causes of residential fires. Avoid leaving cooking unattended, particularly when using high heat or frying with oil. Keep towels, paper products, and other flammable materials away from the stovetop.
If a grease fire occurs, carefully slide a lid over the pan to smother the flames and turn off the heat if it is safe to do so. Never use water on a grease fire, as it can cause flames to flare up and spread.
Store Flammable Materials Properly
Items such as gasoline, propane cylinders, and certain paints should be stored in approved containers and kept in well ventilated areas away from ignition sources. Follow manufacturer guidelines for storage and handling.
Pay Attention to Electrical Safety
Damaged or frayed electrical cords should be replaced promptly. Avoid overloading outlets and extension cords. If you notice persistent electrical issues such as flickering lights, sparks, or warm outlets, consider contacting a licensed electrician to assess the situation.
Be Mindful of Smoking Risks
If someone in the household smokes, use sturdy ashtrays and ensure cigarette butts are fully extinguished before disposal. Avoid smoking in bed or when feeling tired, as this increases the risk of accidental fires.
Keep Matches and Lighters Secure
Store matches and lighters out of sight and reach of children. Taking time to educate children about fire safety can also help prevent accidents.
Stay Informed
Fire safety standards and municipal requirements can vary across Ontario. Your local fire department may offer educational resources, safety inspections, or community workshops. Staying informed about best practices can help you make confident decisions about protecting your home.
Check out this article by Intact Insurance for more information on How to Prevent and be Prepared for a House Fire
Taking proactive steps today can help reduce the likelihood of fire related losses in the future. If you have questions about your home insurance coverage, policy limits, or endorsements related to fire damage, speaking with your insurance broker can help ensure your coverage aligns with your needs.
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